HOA Rules & Restrictions

Browse HOA rules across all 50 states and 10 of the topics homeowners ask about most. Then upload your own CC&Rs to see what your association actually says.

Browse by topic

Each topic shows what the rules typically look like across the country, with deep state-specific pages.

Rental Restrictions

Most HOAs limit when, how, and to whom an owner can lease their property. Buyers and investors should review these clauses carefully before purchasing.

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Pet & Animal Policies

HOAs commonly regulate the number, size, breed, and conduct of pets. Service animals and emotional support animals have separate federal protections.

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Fines & Enforcement

When a homeowner violates the rules, the HOA can issue notices, levy fines, suspend privileges, place a lien on the property, and in some states pursue foreclosure.

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Architectural Review

Almost every HOA requires prior written approval before owners may modify the exterior of their home, landscaping, or anything visible from common areas.

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ADUs (Accessory Dwelling Units)

Accessory Dwelling Units — granny flats, in-law suites, casitas, and detached garage conversions — are increasingly regulated at the state level, but HOAs may impose additional restrictions.

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Parking & Vehicles

HOA parking rules cover where residents and guests may park, what kinds of vehicles are allowed, and how long vehicles may sit visible in driveways or on streets.

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Short-Term Rentals

Short-term rental platforms like Airbnb and VRBO have prompted nearly every HOA to address how short stays are regulated — and many now ban them outright.

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Solar Panels

Many homeowners want to install rooftop solar — and many HOAs want a say in where and how panels are placed. Most states have solar-access laws that override aesthetic-based restrictions.

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Flags & Political Signs

Federal law protects the display of the U.S. flag in HOAs. Most other flags and political signs remain at the HOA's discretion, subject to state and First-Amendment-style protections in some jurisdictions.

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Satellite Dishes & Antennas

Federal law sharply limits how HOAs may regulate satellite dishes and over-the-air antennas. Most blanket bans are unenforceable.

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Browse by state

Pick your state to see its HOA statute and links to every topic page.

Skip the research — analyze your own CC&Rs

Your HOA documents override the general rules on these pages. Upload them and our AI will summarize the actual restrictions, flag the surprises, and answer any question.

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